It only takes a couple of minutes to check your details against more than 174 insurers - and you could save up to £578* in the process.Get a Quote
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (November 23). 51% of car insurance customers could save £578.92
You will be asked to provide information about the vehicle including the registration and details of any modifications. You will also need to provide information about your driving history including the number of years you have held your licence, details of any points or convictions and your annual mileage.
It's easier to get a quote if you can provide the vehicle registration. Insurers can use the number plate to fetch all of the vehicle details and provide a quote quickly. If you don't know the registration, you can get a quote by entering the make, model and year instead.
You can check if a vehicle is insured using the askMID service. You can check your own vehicle for free. You will need to pay a fee to check if someone else's vehicle is insured, for example, in the event an accident.
It is illegal to drive without valid insurance on the road. This includes all public spaces, for example, car parks. You must have at least third-party insurance cover in place unless you have a valid Statutory Off Road Notification (SORN).
The fixed penalty for driving without insurance is £300 and 6 points on your licence. Even if the vehicle is insured, you could be penalised if you don't have the correct level of cover in place. You could also receive an unlimited fine and be disqualified from driving if the case goes to court.
Your insurer should usually provide this at the end of your policy term. You can also request this directly by contacting your insurer via phone, email or online.
You'll need the following information to get a quote:
To drive your vehicle in the UK, you need to have one of the following types of insurance cover in place:
You can check if your vehicle has valid insurance by using the askMID service.
Third-party insurance is the minimum level of cover required in the UK. Third-party policies only provide cover for damage or injury to others. Damage to your own vehicle is not covered.
Third-party, fire & theft insurance includes third-party cover. Additionally, you're also insured if your vehicle is stolen or damaged by fire.
Fully comprehensive insurance includes third-party, fire & theft cover. Additionally, you're also covered for damage to your own vehicle. Legal cover and other options can also be included in comprehensive policies.
Driving a vehicle without insurance could result in a fixed penalty of £300 and 6 points on your licence.
If the case goes to court, you could also be disqualified or face an unlimited fine.
Under continuous insurance enforcement rules, vehicles need to be insured at all times unless stored off the road. You will still need to register your vehicle as off the road (SORN).
As the registered keeper of a vehicle, you could be liable regardless of who is driving, resulting in:
View the vehicle insurance requirements for vehicles in the UK.